ChatGPT Review 2025

OpenAI's powerful AI assistant that helps accountants draft communications, analyse data, create formulas, and automate repetitive writing tasks. A versatile productivity tool for any accounting practice.

4.3/5 | Updated:
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Quick Summary

ChatGPT has become an indispensable productivity tool for forward-thinking accountants. While it's not a replacement for proper accounting software, its ability to draft communications, create formulas, and assist with research makes it a valuable addition to any practice's toolkit. The key is understanding its strengths and limitations.

Key Features of ChatGPT

Professional Writing

Draft client emails, engagement letters, and reports in seconds. ChatGPT adapts to your tone and can produce formal, professional communications.

Excel Formula Creation

Describe what you want to calculate in plain English, and ChatGPT will create the appropriate Excel or Google Sheets formula.

Document Summarisation

Upload lengthy documents and get concise summaries highlighting key points relevant to your work.

Research Assistant

Ask questions about accounting standards, tax regulations, or business practices and receive well-structured explanations.

Data Analysis

With Code Interpreter (Plus tier), analyse spreadsheets and generate insights, charts, and reports.

Custom Instructions

Set up persistent instructions so ChatGPT remembers your preferences and context across conversations.

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ChatGPT Pricing in 2025

Free Plan Available Free tier with limited features; Plus subscription for advanced capabilities

Starting from £16/month

Pricing verified as of January 2025. Visit the official website for current pricing.

ChatGPT Pros and Cons

What We Like

  • + Excellent at drafting professional client communications
  • + Can create complex Excel formulas from plain English
  • + Analyses and summarises long documents quickly
  • + Helps with research and staying updated on regulations
  • + Free tier is surprisingly capable
  • + Continuous improvements and new features

What Could Be Better

  • - Can occasionally produce inaccurate information
  • - Requires careful prompting for best results
  • - Free tier has usage limits during peak times
  • - Not specifically designed for accounting
  • - Sensitive client data should not be shared without caution
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Who Should Use ChatGPT?

Accountants looking to save time on writing tasks, formula creation, and general productivity improvements. Ideal as a supplement to specialised accounting software.

Full Review

ChatGPT has quietly revolutionised how many accountants work. While it’s not accounting software in the traditional sense, its impact on productivity is undeniable. Here’s how UK accountants are using it effectively.

Practical Applications for Accountants

Client Communications: One of the most immediate time-savers is drafting client emails and letters. Whether it’s a fee proposal, accounts completion letter, or chaser for missing documents, ChatGPT can produce professional drafts in seconds. Simply tell it what you need, provide any specific details, and refine the output.

Excel Formula Magic: “I need an Excel formula that looks up a value in column A, finds it in another sheet, and returns the corresponding value from column C if it’s greater than 1000, otherwise returns ‘N/A’.” ChatGPT handles requests like this easily, saving you from hours of formula debugging.

Research and Learning: Unsure how to handle a specific tax treatment? ChatGPT can explain concepts clearly and point you towards the right resources. It’s particularly good at breaking down complex topics into understandable explanations.

The UK Accounting Context

While ChatGPT isn’t specifically trained on UK accounting, it handles UK-specific queries reasonably well. It knows about VAT, PAYE, MTD, and HMRC procedures. However, always verify specific thresholds, deadlines, and regulatory requirements against official sources – especially for anything that’s recently changed.

Getting Better Results

The quality of ChatGPT’s output depends heavily on how you prompt it. Some tips:

  • Be specific about the context (e.g., “I’m a UK chartered accountant writing to a small business client…”)
  • Ask for specific formats when needed (“Write this as bullet points” or “Provide this in a formal letter format”)
  • Use follow-up questions to refine outputs
  • Set custom instructions with your preferences

Data Privacy Considerations

This is crucial: never share identifiable client information with ChatGPT. You can still use it effectively by:

  • Anonymising all data before input
  • Describing situations in general terms
  • Using it for template creation rather than live client work

Plus vs Free

The free tier is surprisingly capable and sufficient for many users. The Plus subscription (£16/month) is worth considering if you:

  • Use ChatGPT frequently and experience slowdowns
  • Want access to GPT-4 for more nuanced tasks
  • Need Code Interpreter for data analysis

Our Recommendation

ChatGPT deserves its place as our #2 ranked tool because of its genuine productivity impact. It’s not a replacement for accounting software, but as a general-purpose assistant, it saves hours every week for accountants who use it well. Just remember to maintain appropriate data security and always verify important information.

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Our Verdict on ChatGPT

ChatGPT has become an indispensable productivity tool for forward-thinking accountants. While it's not a replacement for proper accounting software, its ability to draft communications, create formulas, and assist with research makes it a valuable addition to any practice's toolkit. The key is understanding its strengths and limitations.

Our Rating: 4.3/5

ChatGPT FAQ

Is it safe to use ChatGPT with client data?

You should exercise caution. Never share identifiable client information, sensitive financial data, or anything that would breach GDPR or client confidentiality. You can still use ChatGPT effectively by anonymising data or describing situations in general terms.

How accurate is ChatGPT for accounting questions?

ChatGPT is generally accurate for well-established accounting concepts but can make errors, especially with nuanced UK-specific regulations or recent changes. Always verify important information against authoritative sources.

Is the free version good enough?

The free version is quite capable for basic tasks like drafting emails and creating formulas. However, the Plus version offers faster responses, access during peak times, and advanced features like Code Interpreter that are valuable for data analysis.

Can ChatGPT replace an accounting qualification?

No. ChatGPT is a productivity tool, not a replacement for professional expertise. It can help with research and drafting, but professional judgement and qualifications remain essential for providing accounting services.

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